We frequently receive enquiries from ARCOIreland Members about their CAOGA benefits. CAOGA has a very comprehensive website which provides all of this information at http://caoga-defenceforces.com/
The following however is a very brief summary of the main benefits:
CAOGA FRIENDLY SOCIETIES SCHEME (Cover ceases at 70 years of age)
MEMBER Subscription €10.00 Benefit €19,680
SPOUSE MEMBER Subscription €5.00 Benefit €21,141
CAOGA BENEVOLENT FUND
Subscription €2
GROUP LIFE ASSURANCE SCHEME
Eligibility: Members of CAOGA and their spouses / civil partners who are over 17 and under 45 years
|
|
Serving and Retained Members |
Spouse Members |
||
|
Age Band |
Benefit |
Premium |
Benefit |
Premium |
|
17 – 28 |
€150,000 |
€15.00 |
€150,000 |
€11.00 |
|
29 – 35 |
€250,000 |
€25.00 |
€250,000 |
€19.00 |
|
36 – 60 |
€350,000 |
€50.00 |
€250,000 |
€34.50 |
|
61 – 65 |
€200,000 |
€38.00 |
€150,000 |
€45.00 |
|
66 – 70 |
€100,000 |
€48.00 |
€75,000 |
€45.00 |
|
71 – 74 |
€40,000 |
€30.00 |
€15,000 |
€15.00 |
Cover ceases on 75th birthday:
- Free cover for children up to 25th birthday and for lifetime of child who is mentally or physically incapacitated and dependant on the member
- Free cover for Cadets up to commissioning
- Terminal illness, 30% of benefit paid in advance – not applicable to members aged 66 and over
